Car insurance is protection a driver pays for to cover their and third parties injuries and losses when they are involved in a motor vehicle accident. Without even just a basic insurance policy, people can find themselves overwhelmed with financial liabilities claimed by third parties, especially when they were responsible for causing the crash. This is where a good insurance policy will protect a driver in not only reimbursing them for their personal losses and damages but also that of a third party if necessary.

Many countries all over the world have decided to make basic security like third party insurance a requirement before owners are allowed to drive their vehicles on the roads. Some jurisdictions in Australia made third party cover obligatory by including it into the price of license registration for anyone older than sixteen. South Africa, to use an example, have what they call a road user fund used to reimburse third parties of collisions for injury, damages or even death. The levy fo